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Has your poor credit been holding you from getting the things you want in life? A lot of people’s credit scores are going down during this difficult economic time. Fortunately, bad credit can be repaired, and you can begin using them right away by reading these helpful hints.

Financing a home can be made more difficult if you have bad credit. If you do have poor credit, which has lower standards and makes the federal government your lender in a sense. FHA loans can even work when a borrower doesn’t have the money to make a down payment or closing …